URGH!

So, as we finally, start the budget, TODAY, I already had to go back and change some things because of the rain that caused my husband to not get to work last Thursday or Friday, so that influenced a smaller paycheck, which totally changed the budget all up! URGH! I've put so many hours into this, and now to have to go back and pinch even tighter in some areas.....it's starting to hurt!!! I'm having to consider doing without my housecleaner this month, or cut back on my blow money, or decrease our entertainment amount (what little it was!).

I know some of these posts probably sound like a broken record. Or like one commented thsi weekend "I've been reading for weeks about you "fixing to start" this budget and you haven't even started".....This person hasn't met Dave Ramsey either! Until you have sat down and prepared a budget, (yes- even single people need a budget!) you don't have any grasp of what you are spending. We "thought" we "sort of" knew what we were spending..... until we put it down on paper! Plus we were delayed one week after cancelling class two weeks ago! And you really can't start a budget in the middle of a month!!!

Tonights lesson: DUMPING DEBT! This one is probably going to "get me right there" and I'll probably walk way wishing I hadn't of just purchased a car. (I know this b/c I read this book 2 year ago!) But- I also know that if you manage your money/budget appropriately/then you can still have a nice car and a nice home!